finance tips...

Equipment finance companies offer flexible-financing solutions—especially leases—that can be tailored to specific accounting, tax or cash flow needs. They vary from fair-market value (FMV) lease transactions and capped FMV leases to full payout loans. (ELFA)

For more information, please contact us via the form below and/or call us at 855-698-6676




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OneWorld is Pleased to Announce

Jeff Deskins, Vice President of our Banking Sector, and OneWorld Business Finance are happy to highlight some transactions we have successfully placed with our ICBA partners this year.

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New Lease Accounting Rules

A new lease accounting standard was released by the U.S. Financial Accounting Standards Board (FASB) on February 25, 2016. These changes will become effective starting after December 15, 2018, for public companies and after December 15, 2019, for private companies.

What should your company be doing now?

Top 5 Tips for Lessees to Prepare for New Lease Accounting Rules Read More

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Recently Funded Deals

Here are five highlighted transactions our Cooperative has funded so far this Quarter. We hope these give you a better understanding of how OneWorld helps US organizations meet their financial goals. Read More

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Three Big Benefits of Equipment Financing and Leasing for Community Banks

The U.S. equipment finance market grew to over $900 billion in 2014 according to the Equipment Leasing and Finance Association. This asset category has typically been dominated by big banks and specialized lenders, but it doesn’t have to be. There are a lot of opportunities for community banks to enter the equipment financing market and reap rewards from their existing customers at relatively little cost. Read More

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OneWorld takes part in ICBA Community Banking LIVE National Convention

The ICBA Community Banking LIVE National Convention kicks off this Sunday in Orlando, Florida at the Gaylord Palms Resort & Convention Center. Our team will be stationed at booth #462 ready to meet members of the community banking industry. Read More

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2015 Economic Outlook Forecasts 6% Growth in Equipment Investment

OneWorld Business Finance is excited to announce some great news released by the Equipment Leasing & Finance Foundation. For those who are looking to make 2015 a breakout year, the Annual 2015 Equipment Leasing & Finance U.S. Economic Outlook tells us that investment in equipment and software in the U.S. is expected to grow by 6% this year, due to a steadily improving economy. Read More

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OneWorld Business Finance acquires US Energy Capital

“We look forward to working with Jim and his team to bring our finance offering to US Energy Capital’s customers, both on the petroleum – convenience store business and on the solar, lighting retrofit and alternative energy space. I think this will be a great fit for both companies,” said Lou Manitzas, President of OneWorld. Read More

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April 2014 Equipment Finance Rate Factors

We look forward to hearing from you. As always, please contact your OneWorld representative with questions or ideas. Just call us at (512)458-1300, and ask for Mike Wright at extension 234 or Mike Moran at extension 232.These Standard Middle Market Rates are intended to be guidelines for discussion purposes only and are subject to change higher or lower depending upon a review of the credit profile of each lessee. Also, contact your representative at OneWorld in order to discuss the multiple end-of-term options available, including, but not limited to $1out, Fair-Market-Value, Purchase-or-Renewal, or Equipment Finance Agreement. Read More

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Discover the Many Benefits of Equipment Finance

Unlike requirements of most traditional lenders, you may be able to arrange 100 percent financing of equipment with no down payment. This is key if cash flow is a concern to your business. Equipment financing is a source of funding that lets you hold onto your cash, or working capital, so it can be used for other areas of your business, such as expansion, improvements, marketing or R&D.Read More

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March 2014 Equipment Finance Rate Factors

Thank you for checking in. Here are market rates for purchasing essential equipment or software.   March 2014 24 36 48 60 Investment Grade (over $1 million) 0.04307 0.02932 0.02256 0.01857 A 0.04329 0.02955 0.02278 0.01879 B 0.04419 0.03044 0.02369 0.01972 App-only (under $100k) 0.04561 0.03137 0.02433 0.02015   We look forward to hearing from you.

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February 2014 Equipment Finance Rate Factors

Thank you for checking in. Here are market rates for purchasing essential equipment or software.   February 2014 24 36 48 60 Investment Grade (over $1 million) 0.04307 0.02932 0.02255 0.01857 A 0.04329 0.02954 0.02278 0.01879 B 0.04418 0.03044 0.02369 0.01972 App-only (under $100k) 0.04561 0.03137 0.02433 0.02015   We look forward to hearing from you.

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Caught in the XP Crosshairs?

Keep  your company safe from a security and compliance nightmare According to Microsoft’s website, “If your organization has not started the migration to a modern desktop, you are late…To ensure you remain on supported versions of Windows and Office, you should begin your planning and application testing immediately to ensure you deploy before end of support.” Read more On April 8,

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Recently Funded Transactions November and December

Here are a few highlighted transactions that OneWorld has funded over the past couple of months.  As always, please let us know if you would like to find out more about these transactions and relationships.  Our hope is that you have a better understanding of how OneWorld helps US organizations meet financial goals after reading through these

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January 2014 Equipment Finance Rate Factors

Thank you for checking in. Here are market rates for purchasing essential equipment or software.   January 2014 24 36 48 60 Investment Grade (over $1 million) 0.04309 0.02936 0.02261 0.01864 A 0.04331 0.02958 0.02284 0.01887 B 0.04421 0.03048 0.02375 0.01980 App-only (under $100k) 0.04568 0.03145 0.02441 0.02023   We look forward to hearing from you.

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December 2013 Equipment Finance Rate Factors

Thank you for checking in. Here are market rates for purchasing essential equipment or software.     December 2013 24 36 48 60 Investment Grade (over $1 million) 0.04305 0.02929 0.02254 0.01857 A 0.04327 0.02952 0.02276 0.01880 B 0.04417 0.03041 0.02367 0.01973 App-only (under $100k) 0.04561 0.03138 0.02434 0.02015     We look forward to hearing

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5 Simple Steps You Should Take to Manage Your Business Credit

1.  Determine whether or not you already have a business credit file. Small business owners should first know if they have a business credit file with D&B. You can find this out by calling D&B Customer Service at 1-866-785-0430 or visiting the D&B website. If you don’t have a business credit file, establish one by applying

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November 2013 Equipment Finance Rate Factors

Thank you for checking in. Here are market rates for purchasing essential equipment or software.   November 2013 24 36 48 60 Investment Grade (over $1 million) 0.04293 0.02918 0.02244 0.18451 A 0.04314 0.02939 0.02263 0.01866 B 0.04396 0.03023 0.02350 0.01955 App-only (under $100k) 0.04522 0.03111 0.02412 0.01996     We look forward to hearing from

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Recently Funded Transactions September and October

Here are a few highlighted transactions that OneWorld has funded over the past couple of months.  As always, please let us know if you would like to find out more about these transactions and relationships.  Our hope is that you have a better understanding of how OneWorld helps US organizations meet financial goals after reading through these

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Change is Coming: Preparing for New Lease Accounting Guidance

In May 2013, the Financial Accounting Standards Board and International Accounting Standards Board issued a revised exposure draft outlining proposed changes to accounting for leases. According to a joint news release from the Boards, the proposal “aims to improve the quality and comparability of financial reporting by providing greater transparency about leverage, the assets an

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October 2013 Equipment Finance Rate Factors

Thank you for checking in. Here are market rates for purchasing essential equipment or software.   October 2013 24 36 48 60 Investment Grade (over $1 million) 0.04307 0.02931 0.02254 0.01856 A 0.0433 0.02954 0.02277 0.01878 B 0.04419 0.03044 0.02368 0.01971 App-only (under $100k) 0.0456 0.03136 0.02432 0.02014     We look forward to hearing from

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September 2013 Equipment Finance Rate Factors

Thank you for checking in. Here are market rates for purchasing essential equipment or software.   September 2013 24 36 48 60 Investment Grade (over $1 million) 0.04313 0.0294 0.02265 0.01868 A 0.04335 0.02963 0.02288 0.01891 B 0.04424 0.03053 0.02379 0.01984 App-only (under $100k) 0.04572 0.03149 0.02445 0.02027     We look forward to hearing from

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Recently Funded Transactions July and August 2013

Here are a few highlighted transactions that OneWorld has funded over the past couple of months.  As always, please let us know if you would like to find out more about these transactions and relationships.  Our hope is that you have a better understanding of how OneWorld helps US organizations meet financial goals after reading through these

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August 2013 Equipment Finance Rate Factors

Thank you for checking in. Here are market rates for purchasing essential equipment or software.   August 2013 24 36 48 60 Investment Grade (over $1 million) 0.04309 0.02932 0.02257 0.01859 A 0.04331 0.02955 0.02279 0.01882 B 0.0442 0.03044 0.0237 0.01974 App-only (under $100k) 0.04563 0.0314 0.02436 0.02017   We look forward to hearing from you.

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Top 5 Things to Know Before Applying for Heavy Equipment Financing

Lou Manitzas, Team Leader at OneWorld Business Finance. There are various reasons why people seek heavy equipment financing, including cash flow benefits, tax reasons, the need for working capital and to replace obsolete equipment. Heavy equipment financing can be an effective means to keep cash in your business while supporting company objectives, and it’s helpful

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July 2013 Equipment Finance Rate Factors

  Thank you for checking in. Here are market rates for purchasing essential equipment or software.   Jul-13 24 36 48 60 Investment Grade (over $1 million) 0.0431 0.02935 0.02258 0.0186 A 0.04333 0.02957 0.02281 0.01883 B 0.04422 0.03047 0.02372 0.01975 App-only (under $100k) 0.04564 0.03141 0.02437 0.02018   We look forward to hearing from you.

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Recently Funded Transactions- May and June 2013

Here are a few highlighted transactions that OneWorld has funded over the past couple of months.  As always, please let us know if you would like to find out more about these transactions and relationships.  Our hope is that you have a better understanding of how OneWorld helps US organizations meet financial goals after reading through these

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June 2013 Equipment Finance Rate Factors

  Thank you for checking in. Here are market rates for purchasing essential equipment or software. June 2013 24 36 48 60 Investment Grade (over$1 million) 0.04307 0.02926 0.02243 0.0184 A 0.04329 0.02948 0.02265 0.01862 B 0.04419 0.03038 0.02356 0.01955 App-only (under $100k) 0.04544 0.0312 0.02416 0.01997   We look forward to hearing from you. As

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5 trend-spotting sites that will help your business gauge 2013

Every once in a while, it’s nice to take a breath of fresh air after being cooped up in the office, right? In the same way, it’s nice to try out some fresh sources of information after you’ve been listening to the news media and other outlets bemoan the economy’s uncertainty and Washington’s political brinkmanship  Admittedly,

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May 2013 Equipment Finance Rate Factors

Thank you for checking in. Here are market rates for purchasing essential equipment or software. May  2013 24 36 48 60 Investment Grade (over $1 million) 0.04302 0.02916 0.02229 0.01822 A 0.04324 0.02938 0.02251 0.01844 B 0.04413 0.03028 0.02342 0.01936 App-only (under $100k) 0.04525 0.03102 0.02397 0.01978   We look forward to hearing from you. As

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Recently Funded Transactions March and April 2013

Here are a few highlighted transactions that OneWorld has funded over the past couple of months.  As always, please let us know if you would like to find out more about these transactions and relationships.  Our hope is that you have a better understanding of how OneWorld helps US organizations meet financial goals after reading through these

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April 2013 Equipment Finance Rate Factors

Thank you for checking in. Here are market rates for purchasing essential equipment or software. April 2013 24 36 48 60 Investment Grade (over $1 million) 0.04305 0.0292 0.02233 0.01828 A 0.04327 0.02942 0.02256 0.0185 B 0.04417 0.03032 0.02346 0.01942 App-only (under $100) 0.04531 0.03108 0.02403 0.01984   We look forward to hearing from you. As

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March 2013 Equipment Finance Rate Factors

Thank you for checking in. Here are market rates for purchasing essential equipment or software. March 2013 24 36 48 60 Investment Grade( over $1million) 0.04304 0.02919 0.02232 0.01827 A 0.04326 0.02941 0.02255 0.01849 B 0.04415 0.03030 0.02345 0.01941 App-only (under $100k) 0.04530 0.03107 0.02402 0.01983   We look forward to hearing from you. As always,

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Recently Funded Transactions January and February 2013

Here are a few highlighted transactions that OneWorld has funded over the past couple of months.  As always, please let us know if you would like to find out more about these transactions and relationships.  Our hope is that you have a better understanding of how OneWorld helps US organizations meet financial goals after reading through these

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February 2013 Equipment Finance Rate Factors

Thank you for checking in. Here are market rates for purchasing essential equipment or software. Feb 2013 24 36 48 60 Investment Grade( over $1million) 0.04305 0.02921 0.02235 0.0183 A 0.04327 0.02943 0.02257 0.01852 B 0.04417 0.03033 0.02348 0.01944 App-only (under $100k) 0.04534 0.0311 0.02406 0.01987   We look forward to hearing from you. As always,

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Recently Funded Transactions December 2012

Here are a few highlighted transactions that OneWorld has funded over the past couple of months.  As always, please let us know if you would like to find out more about these transactions and relationships.  Our hope is that you have a better understanding of how OneWorld helps US organizations meet financial goals after reading through these

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January 2013 Equipment Finance Rate Factors

Thank you for checking in. Here are market rates for purchasing essential equipment or software. January 2013 24 36 48 60 Investment Grade (over $1 million 0.04304 0.0292 0.02232 0.01826 A 0.04326 0.02942 0.02255 0.01849 B 0.04416 0.03031 0.02345 0.01941 App-only 0.0453 0.03106 0.02402 0.01983     We look forward to hearing from you. As always,

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December 2012 Equipment Finance Rate Factors

    24 36 48 60 Investment Grade (over $1 million) 0.04304 0.02917 0.02228 0.01820 A 0.04326 0.02939 0.02250 0.01843 B 0.04415 0.03029 0.02341 0.01934 App-only (under $100k) 0.04524 0.03100 0.02396 0.01976 Thank you for checking in. Here are market rates for purchasing essential equipment or software. We look forward to hearing from you.As always, please

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December 2012 Equipment Finance Rate Factors

    24 36 48 60 Investment Grade (over $1 million) 0.04304 0.02917 0.02228 0.01820 A 0.04326 0.02939 0.02250 0.01843 B 0.04415 0.03029 0.02341 0.01934 App-only (under $100k) 0.04524 0.03100 0.02396 0.01976 Thank you for checking in. Here are market rates for purchasing essential equipment or software. We look forward to hearing from you.As always, please

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December 2012 Equipment Finance Rate Factors

                Thank you for checking in. Here are market rates for purchasing essential equipment or software. 24 36 48 60 Investment Grade (over $1 million) 0.04304 0.02917 0.02228 0.01820 A 0.04326 0.02939 0.02250 0.01843 B 0.04415 0.03029 0.02341 0.01934 App-only (under $100k) 0.04524 0.03100 0.02396 0.01976 We look forward

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Recently Funded Transactions- November 2012

Here are a few highlighted transactions that OneWorld has funded over the past couple of months.  As always, please let us know if you would like to find out more about these transactions and relationships.  Our hope is that you have a better understanding of how OneWorld helps US organizations meet financial goals after reading through these

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November 2012 Equipment Finance Rate Factors

Thank you for checking in. Here are market rates for purchasing essential equipment or software. 24 36 48 60 Investment Grade (over $1 million) 0.04304 0.02918 0.02230 0.01823 A 0.04326 0.02940 0.02252 0.01845 B 0.04415 0.03030 0.02343 0.01937 App-only (under $100k) 0.04526 0.03102 0.02398 0.01979 These Standard Middle Market Rates are intended to be guidelines for

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Recently Funded Transactions – October 2012

Here are a few highlighted transactions that OneWorld has funded over the past couple of months.  As always, please let us know if you would like to find out more about these transactions and relationships.  Our hope is that you have a better understanding of how OneWorld helps US organizations meet financial goals after reading through these

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October 2012 Equipment Finance Rate Factors

Thank you for checking in.  Here are market rates for purchasing essential equipment or software.   2-Oct 24 36 48 60 Investment Grade(over $1million) 0.04305 0.02918 0.02228 0.0182 A 0.04327 0.0294 0.02251 0.01843 B 0.04417 0.03029 0.02329 0.01935 App-only (under $100k) 0.04524 0.031 0.02396 0.01977   These Standard Middle Market Rates are intended to be

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Recently Funded Transactions -September 2012

Here are a few highlighted transactions that OneWorld has funded over the past couple of months.  As always, please let us know if you would like to find out more about these transactions and relationships.  Our hope is that you have a better understanding of how OneWorld helps US organizations meet financial goals after reading through these

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September 2012 Equipment Finance Rate Factors

Thank you for checking in.  Here are market rates for purchasing essential equipment or software.   12-Sep 24 36 48 60 Investment Grade (over $1 million) 0.04306 0.02919 0.02231 0.01823 A 0.04328 0.02941 0.02253 0.01845 B 0.04417 0.0303 0.02343 0.01937 App-only (under $100k) 0.04526 0.03103 0.02398 0.01979     These Standard Middle Market Rates are

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Equipment Finance Industry Confidence Improved

Washington, DC, July 23, 2012 –- The Equipment Leasing & Finance Foundation (the Foundation) releases the July 2012 Monthly Confidence Index for the Equipment Finance Industry (MCI-EFI) today. Designed to collect leadership data, the index reports a qualitative assessment of both the prevailing business conditions and expectations for the future as reported by key executives

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Recently Funded Transactions- August 2012

Here are a few highlighted transactions that OneWorld has funded over the past couple of months.  As always, please let us know if you would like to find out more about these transactions and relationships.  Our hope is that you have a better understanding of how OneWorld helps US organizations meet financial goals after reading through these

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August 2012 Equipment Finance Rate Factors

Thank you for checking in.  Here are market rates for purchasing essential equipment or software. 12-Aug 24 36 48 60 Investment Grade (over $1 million) 0.04311 0.02924 0.02236 0.01822 A 0.04334 0.02947 0.02258 0.01844 B 0.04423 0.03036 0.02349 0.01936 App-only (under $100k) 0.04525 0.03102 0.02397 0.01978   These Standard Middle Market Rates are intended to

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Recently Funded Transactions – July 2012

Here are a few highlighted transactions that OneWorld has funded over the past couple of months.  As always, please let us know if you would like to find out more about these transactions and relationships.  Our hope is that you have a better understanding of how OneWorld helps US organizations meet financial goals after reading through these

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July 2012 Equipment Finance Rate Factors

Thank you for checking in!  Here are market rates for purchasing essential equipment or software! July-12 24 36 48 60 Investment Grade (over $1 million) 0.04311 0.02924 0.02236 0.01828 A 0.04334 0.02947 0.02258 0.0185 B 0.04423 0.03036 0.02349 0.01942 App-only (under $100K) 0.04531 0.03108 0.02403 0.01984     These Standard Middle Market Rates are intended

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Lease or Buy?

There are many things to consider when thinking of obtaining equipment. The most important factor is, should you lease or buy the asset? Here are some helpful hints and tips to guide you during this process. We are always here to help you make the best decision for your individual needs. Visit our website here to learn more

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Moody’s Bank Downgrade May Result in Higher Lending Rates

For the second time in a year, Moody’s downgraded 15 global banks. The credit ratings agency downgraded five of the biggest U.S. banks on Thursday, and that may lead to higher rates for consumer and even tighter lending policies. Continue reading.

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Recently Funded Transactions – June 2012

Here are a few highlighted transactions that OneWorld has funded over the past couple of months.  As always, please let us know if you would like to find out more about these transactions and relationships.  Our hope is that you have a better understanding of how OneWorld helps US organizations meet financial goals after reading through these

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June 2012 Equipment Finance Rate Factors

Thank you for checking in!  Here are market rates for purchasing essential equipment or software!   June -12 24 36 48 60 Investment Grade (over $1 million) 0.04314 0.02927 0.02238 0.01829 A 0.04336 0.02949 0.0226 0.01852 B 0.04425 0.03039 0.02351 0.01944 App-only (under $100k) 0.04533 0.0311 0.02405 0.01986     These Standard Middle Market Rates

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Worry About Rising Rates

On a day that rates were falling in the U.S. after a wretched jobs report, former Federal Reserve Chairman Alan Greenspan was warning that investor opinions could turn quickly against excessive deficits and drive interest rates sharply higher. In the wake of the May employment data, which showed just 69,000 nonfarm jobs were created in

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Bill Seeks to Permanently Raise Bank-Qualified Limit

Have you seen the latest on Municipal Bonds? “This legislation would help thousands of small communities across the country save on debt issuance costs, which ultimately would benefit taxpayers,” said Susan Gaffney, director of the Government Finance Officers Association’s federal liaison center. Read the complete article here.  

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Recently Funded Transctions – April and May 2012

Here are a few highlighted transactions that OneWorld has funded over the past couple of months.  As always, please let us know if you would like to find out more about these transactions and relationships.  Our hope is that you have a better understanding of how OneWorld helps US organizations meet financial goals after reading through these

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May 2012 Equipment Finance Rate Factors

Thank you for checking in!  Here are market rates for purchasing essential equipment or software. 24 36 48 60 Investment Grade (over $1 million) 0.04311 0.02926 0.0224 0.01834 A 0.04333 0.02948 0.02263 0.01857 B 0.04423 0.03038 0.02354 0.01949 App-only (under $100k) 0.04538 0.03115 0.0241 0.01991     These Standard Middle Market Rates are intended to

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S&P Bank Move, Data Piles Pressure on Spain

Standard & Poor’s downgraded some of Spain’s biggest banks Monday, putting additional pressure on the government to deal with the country’s troubled financial sector as data showed the economy slipped into recession. Following a double-notch downgrade of Spanish sovereign debt last week, Standard & Poor’s Ratings Services followed up with cuts for 11 banks, including

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Equipment and Software Finance or Leasing Market Rates: April 2012

Thank you for your interest in today’s market rate factors for equipment or software leasing and financing.  Here are April’s factors. 24 36 48 60 Investment Grade (over $1 million) 0.04315 0.02932 0.02248 0.01843 A 0.04337 0.02954 0.02270 0.01866 B 0.04427 0.03044 0.02361 0.01958 App-only (under $100k) 0.04547 0.03124 0.02420 0.02001     These Standard

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Recently Funded Transactions – March 2012

Here are a few highlighted transactions that OneWorld has funded over the past couple of months.  As always, please let us know if you would like to find out more about these transactions and relationships.  Our hope is that you have a better understanding of how OneWorld helps US organizations meet financial goals after reading through these

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March 2012 Equipment Finance Rate Factors

Thank you for checking in!  Here are market rates for purchasing essential equipment or software. 24 36 48 60 Investment Grade (over $1 million) 0.04320 0.02936 0.02251 0.01846 A 0.04342 0.02958 0.02274 0.01869 B 0.04433 0.03048 0.02365 0.01961 App-only (under $100k) 0.04550 0.03127 0.02423 0.02004 These Standard Middle Market Rates are intended to be guidelines

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OneWorld Business Finance and GreatAmerica Portfolio Services Group Announce New Alliance

Austin, Texas.  February 22, 2012.  OneWorld Business Finance (OneWorld) is pleased to announce it has contracted with GreatAmerica Portfolio Services Group to handle all of its billing and servicing needs.  The new relationship will allow OneWorld to expand their business offerings. “After conducting an exhaustive search for a company that combined the experience we were

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Recently Funded Transactions – January and February 2012

Here are a few highlighted transactions that OneWorld has funded over the past couple of months.  As always, please let us know if you would like to find out more about these transactions and relationships.  Our hope is that you have a better understanding of how OneWorld helps US organizations meet financial goals after reading through these

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Vendor Survey – What else is important about financial partners?

Today, you are asked to participate in a simple survey of our vendors of equipment and software across the nation.  We would like to find out more about the challenges vendors are facing in today’s market, and we could use your help.  By now, you are likely aware that we publish market rates on a

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February Rate Factors

Thank you for checking in!  Here are market rates for purchasing essential equipment or software.   24 36 48 60 Investment Grade (over $1 million) 0.04317 0.02930 0.02244 0.01838 A 0.04339 0.02952 0.02266 0.01860 B 0.04428 0.03042 0.02357 0.01952 App-only (under $100k) 0.04541 0.03118 0.02414 0.01995       These Standard Middle Market Rates are

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Equipment Finance / Leasing is Great Performer through 2011

From OneWorld Business Finance (OBF),  a Preferred Service Provider (PSP) to Independant Community Bankers of America (ICBA) members. According to the recent Community Bank Leasing study commissioned by the Equipment Leasing and Finance Foundation, since the early 1990’s, lease receivables have been one of the best performers in the portfolios of community banks across the nation.  You

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January Rate Factors

Thank you for checking in!  Here are market rates for purchasing essential equipment or software.   24 36 48 60 Investment Grade (over $1 million) 0.0433 0.02944 0.02259 0.01852 A 0.04352 0.02967 0.02281 0.01875 B 0.04441 0.03057 0.02372 0.01958 App-only (under $100k) 0.04557 0.03133 0.02429 0.0201     These Standard Middle Market Rates are intended

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2011 ICBA Highlights – Capital Asset Finance

2011 was a strong year for OneSource and OneWorld, and we hope it was a strong year for you, too.  Whether you are an existing customer, potential lessee, vendor of capital assets, or lender looking for help with your existing customers, additional loan volume, and new relationships, we look forward to helping you meet your

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December Equipment or Software Finance Rates

Thanks for checking back in on the OneWorld Business Finance blog. Here is a glimpse into today’s market rates for organizations acquiring essential assets. For an example of how to calculate a monthly payment, check out our September post here: http://equipmentfinancejournal.wordpress.com/2011/08/30/equipment-or-software-leasing-and-finance-for-vendors/. Investment Grade credits are usually Fortune 500 or 1000 companies that have Investment Grade

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Guest Post: Far West Capital – Your Financing Options…

… and the Differences Between Them Hello readers, and thank you for checking in on the Equipment Finance Journal, where we hope you find useful information that helps you meet your financial goals.  As you know, our co-op provides capital that organizations use to acquire assets like equipment and software.  If it makes sense to

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November 2011 Capital Asset Financing Rates (2 to 5 yr term)

Here’s to a strong November for all of our spectacular vendors, lessees, and other leasing or finance professionals.  Below you will find our November rates. Please remember, these Standard Middle Market Rates are intended to be guidelines for discussion purposes only and are subject to change higher or lower depending upon a review of the credit

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Recent Software and Equipment Finance Transactions

Below you will find five more good examples of transactions funding in the OneWorld Business Finance Coop today.  By the way, when’s the last time you had a lender offer prefunding to your vendors, and actually do it? CNC Finance with stated balloon:  A glass and glazing contractor acquired a $375,000 CNC (computer-navigated-control) machine.  The

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Recently Funded Equipment Leasing or Finance Transactions

Thanks for checking in on our recently funded equipment financing and leasing transactions.  Our hope is that these examples show you  a little more about who we are and how we can help.  As always, visit the “About” section of this blog, go to our websites (links on the right), or just give your representative

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End of the year thoughts by Lou Manitzas of OneWorld and OneSource

The end of the year is always an interesting time.  A lot of companies budget for the next year this quarter, many close transactions before December 31st to benefit from stimulus-related depreciation or tax credits, and most are ultimately looking to manage the balance sheet for the year-end.  We had one such request a few

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Oct. 2011 Financing or Leasing Rates

Thanks for checking in on the October 2011 rate factors.  Our goal is that by quoting a monthly payment along with a cash option, our vendors can increase sales by an extra 10% to 20% in this last quarter. Speaking of the fourth quarter, you may find it useful to direct customers to the previous

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Tax Benefits Through Sect 179 and Bonus Depreciation

In our July 13th posting “Why choose to finance or lease assets?” we described a few reasons why business owners, CFOs, or other stakeholders finance asset purchases.  As we approach the fourth quarter of 2011, certain tax advantages start to make more and more sense, especially for our small and medium sized clients.  Through the

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Reputation of Your Finance Company

The equipment leasing and finance industry is for the large part self-regulated.  What does this mean for purchasers of essential equipment and software?  It means that choosing which finance firm your company works with requires a bit of leg-work on your part to make sure you aren’t working with low-integrity companies.  As business owners, you

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Equipment or Software Leasing and Finance for Vendors

Since 1995, OneSource has provided the industry’s top service to it’s customers, the end users of essential business equipment and software.  We have worked with many vendors of all shapes and sizes, but one sentiment remains constant across the board; as a vendor of essential business equipment or software, offering a finance or lease option

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Equipment Finance or Leasing with Independent Community Banks

In our August 9th blog post Market Commentary from Jeff Stibel, CEO of D&B Credibility Corp,  we expressed the need for independent sources of capital to help fund small and medium sized businesses. After an intense vetting process, in March of 2011 OneWorld Business Finance proudly became a Preferred Service Provider to the Independent Community Bankers of America.

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Market Commentary from Jeff Stibel, CEO of D&B Credibility Corp

As a business owner acquiring assets, a lender providing the capital, or a vendor of essential assets or services, it is important to have multiple perspectives on the market outlook.  Some of the best online content out there right now is coming from Jeff Stibel, CEO of Dun and Bradstreet Credibility Corp.  I recommend checking out Jeff’s

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Recent Transactions

Hello again, and thank you for checking in on the OneWorld blog!  Here are a few more recent examples of our transactions.  As always, if something here sparks your interest, post a comment below or call me (Mike) at 512-458-1300, ext234 for more information.  To learn more about OneWorld Business Finance and OneSource Financial, follow the

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Healthcare Success Story

Companies and not-for-profit organizations in the medical or healthcare field make up about a third of the OneSource portfolio.  Read below for a story on how we helped open up a new medical facility in Texas.   Challenge: A healthcare company with several locations wanted to build a new state-of-the-art facility. They were not sure

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Equipment Leasing Confidence as a Leading Indicator

Today, the ELFA (Equipment Leasing and Finance Association) posted its monthly confidence numbers, which you can access here: Equipment Finance Industry Confidence Improves in July http://dld.bz/ahBwM.  No matter whether you buy, sell, or finance equipment in your regular course of business, this data is useful to your understanding of today’s economic outlook. …Why? …because when a

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Manufacturer’s Success Story

Today more than ever before, commercial lenders are not meeting the needs of their clients.  Restrictive bank covenants or losses in the portfolio of their banks can mean that businesses are being left high and dry in a turbulent environment.  Some national banks have cut entire industries or sectors (e.g. housing, construction, or manufacturing) from

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High Tech Success Story

What I love the most about equipment leasing is having the opportunity to see clients realize their true potential by making sound, healthy decisions on their capital structure.  Check out this more detailed example of how OneSource partnered up with a client for a long-term mutually beneficial relationship… As always, your thoughts or comments are

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What is a business cooperative?

You may have had a student coop at your undergraduate alma-mater, and you may have visited a fresh foods coop recently to purchase local grub.  However, did you know what Ocean Spray, Land O’Lakes, ACE Hardware, Associated Press and Best Western have in common?  It’s a bit of a leading question, I know – they

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More Recent Transactions

Here are some more examples of the types of structures we are putting together in today’s market.  More to come! – Mike High-tech:  A Texan high-tech firm financed $21.7 million in essential equipment using capital lease schedules. Lease Line of Credit:  A Delaware company in a high-tech field secured a $500k lease line of credit,

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Why choose to finance or lease assets?

According to the Equipment Leasing and Finance Association’s (ELFA) Monthly Leasing and Finance Index (MLFI-25), equipment leasing  is currently a $521 billion sector.  So why are so many organizations, large and small, choosing to finance the purchase of essential assets?  Upon surveying our customers, we found there were six main reasons to lease. Please let us

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Recent Transactions

To give you a better idea of the types of businesses that we help, here are some recent requests that OneWorld and OneSource funded.  Remember to check back for the latest bookings!  Thanks. Biotech:  A New Jersey Biotech firm secured a $6 million lease for a corporate turbo-prop aircraft on 84 months with a purchase or renewal option at the end of term that allowed

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Thank you for visiting.

Hello, and thank you for visiting the corporate blog for OneWorld Business Finance, OneWorld Leasing Coop, and OneSource Financial.  You can visit us again for recent funding examples and new programs as we make them available.  Also, we welcome your feedback under the comments section of this post or any others.  If you don’t find

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ICBA Announces Equipment Leasing & Financing Opportunities for Members with OneWorld Business Finance

Washington, D.C. (March 16, 2011)—The Independent Community Bankers of America (ICBA) today announced that it has selected commercial services cooperative, OneWorld Business Finance, as a Preferred Service Provider (PSP) for community bank equipment leasing and financing opportunities. “ICBA is pleased to announce OneWorld Business Finance as a Preferred Service Provider,” said Dan Clancy, ICBA senior

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OneWorld Announces Move to Austin

Austin, Texas, April 7, 2010.  OneWorld Business Finance, the country’s first and only commercial equipment finance cooperative, announced today that it has officially moved its headquarters and operations to Austin, Texas. OneWorld will share offices with OneSource Financial Corp, a commercial finance company, as part of a joint venture that will allow OneWorld to expand

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OneWorld Business Finance Announces Romoff Retires

Phoenix, AZ:  OneWorld Business Finance announced today the retirement of its President and CEO, Ira Z. Romoff. A long time industry fixture in small and mid-sized leasing and a former director of the EAEL (now NEFA) and the ELA (now ELFA), Romoff will do some part time consulting. “I want to enjoy the winter months

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OneWorld Business Finance Announces Record Year-end Results

SAN DIEGO–OneWorld Business Finance announces record year-end results. At the annual meeting of OneWorld Business Finance in San Diego, CA, OneWorld announced it had passed the milestone of financing $50 million in capital equipment for fiscal year 2008. In addition, its 25 members reported combined originations of nearly $400 million. President Lou Manitzas said, “We

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OneWorld Business Finance Adds Two Directors to Board

PHOENIX, AZ- OneWorld Business Finance announces Board of Directors election results. The member-owners of OneWorld Business Finance ”25 strong” elected two new board members at its annual meeting earlier this month in San Diego, CA. Elected were Marc Keepman of KLC Financial in Minnetonka, MN, and Kip Amstutz , of Mantis Financial in Austin, TX.

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