finance tips...

Documentation is key. Not all lenders use comparable documentation, and often the language lenders' documents have substantially different economic impacts on the transactions. Always ask a lender for his documentation and review it before deciding to place a deposit.

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April 2014 Equipment Finance Rate Factors

Thank you for checking in. Here are market rates for purchasing essential equipment or software.


April 2014 24 36 48 60
Investment Grade (over $1 million) 0.04310 0.02938 0.02262 0.01863
A 0.04332 0.02960 0.02285 0.01886
B 0.04421 0.03050 0.02376 0.01979
App-only (under $100k) 0.04567 0.03144 0.02440 0.02021


We look forward to hearing from you. As always, please contact your OneWorld representative with questions or ideas. Just call us at (512)458-1300, and ask for Mike Wright at extension 234 or Mike Moran at extension 232.These Standard Middle Market Rates are intended to be guidelines for discussion purposes only and are subject to change higher or lower depending upon a review of the credit profile of each lessee. Also, contact your representative at OneWorld in order to discuss the multiple end-of-term options available, including, but not limited to $1out, Fair-Market-Value, Purchase-or-Renewal, or Equipment Finance Agreement.

Mike Wright

Regional Manager

OneWorld Business Finance

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